Money that comes easily disappears quickly. But money that is gathered little by little will slowly grow.
—Proverbs 13:11 (ICB)
In less than 20 words, Proverbs 13:11 provides the foundation for proper money management and wealth building. I’m not as eloquent or succinct as God, so this may take me 300-400 words, so bear with me.
When you get money (or anything) through dishonest and immoral behavior, like lying, stealing, and manipulation — you will lose it just as fast as you got it.
Some of you may be thinking, “It takes hard work to manipulate someone, or deceive the IRS, so clearly, that money did not come easily.”
And to you, I’ll say this: Convincing an unsuspecting friend or family member might be hard, but the spirit behind it comes naturally. It’s like a duck to water.
There’s a reason the Bible tells us to train up a child in the way he (or she) should go. And that’s because doing wrong and getting into mischief is easy for children. The hard part for most kids is doing the boring/corny/right thing, especially when “everyone else” is doing the fun/exciting/wrong things.
And adults are no different. When faced with saving 10% of their income or spending it on ‘God knows what,’ most folks spend.
The thinking goes something like this: Saving is for older people. Saving is something I can do tomorrow. But a night out on the town or buying a new car is the only way to live!!!
Let’s be honest; sinning is fun.
When you’re doing the thing that you shouldn’t be doing — it’s (almost always) enjoyable, or at the very least, the path of least resistance.
And with all the responsibilities you have: spouse, mortgage, career, kids, car note, groceries, medical expenses, and other bills — it feels right to let loose and live a little, right?
Besides, God will forgive you, right?
Hey, I’ve used that logic plenty of times. It’s a pretty convincing argument when you’re telling it to yourself, but it always comes with consequences.
You reap what you sow. No matter what you plant, you will receive the harvest that you are due. If you plant seeds/investments into a savings account, you will have a bountiful harvest someday.
But if all of your money goes towards living in the moment, your future will reflect those decisions. Not because of God’s wrath or anything like that, but because of His promise. A promise to bless those who gather and save a little at a time.